"When I was young I thought that money was the most important thing in life; now that I am old I know that it is"………

Oscar Wilde We all have different financial goals in life. To fulfill these goals proper planning and regular saving is a must. Let us take a look at few steps which can take you closer to fulfilling your financial goals.
Review your investments Write down all your investments in a diary, including those investments which you have made in the previous year. This will help you to analyze where you currently stand in respect to your financial goals.
Re-evaluate your financial goals Evaluate your financial goals once again and set the order of priority as per those goals which are more important. For example purchase of a new car may not be as important as purchase of a new house. Get rid of unwanted things Close all bank accounts which you don’t use. This will help you to monitor your finances better as well as free up some idle cash which may be lying in those unused bank accounts. Get rid of all unwanted things which clutter your house such as unused electronic items, broken furniture, old newspaper and books. There are many online websites where you can sell old and used things for free. This will not only help you to earn some extra money but also create some space in your house. Create a budget Creating a budget right at the beginning can help you to stay on the right path to your financial goals and avoid unnecessary expenses. For best results you can create a month wise budget, year wise budget and even expenditure wise budget such as budget for fuel, budget for shopping, budget for grocery etc. Buy adequate health insurance An unexpected accident or illness can ruin your financial plans as well create mental agony. Health insurance can help you to get the best possible treatment without breaking your hard earned savings. By purchasing adequate health insurance which covers the entire family you can ensure peace of mind as well keep your savings intact. Buy adequate life insurance Any financial planning is incomplete without adequate life insurance. Life insurance can help you to financially secure your family even if you are not around. Apart from financial security in the case of untimely death, life insurance also offers an added advantage of regular savings which can be used for other financial goals such as retirement and children’s education.